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Why Roof Age Matters in the Texas Real Estate Market — For Buyers and Insurance
Roof age plays a bigger role in Texas real estate than many buyers realize. Insurance companies closely evaluate how old a roof is when determining coverage, premiums, and even eligibility for a policy. As roofs age—especially past 10–15 years—buyers may face higher insurance costs, limited coverage options, or difficulty securing insurance at all. For sellers, an older roof can impact negotiations and marketability, while a newer roof can be a major selling point. Understanding how roof age affects insurance helps buyers avoid surprises and allows sellers to prepare strategically before listing.
January 9, 2026
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